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Pre-Approval Readiness
Calculator
Find out where you stand in 60 seconds — no credit pull required.
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Income
2
Credit
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Results
How do you earn your income?
This helps us calculate your qualifying income accurately.
💼
W-2 Employee
Full-time or part-time with pay stubs
🏢
Self-Employed
Business owner, 1099, or freelancer
🌅
Retired / Other
Pension, SSI, annuity, or other income
Annual Income
Gross annual income
$
Enter your total gross annual income from all sources.
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Estimated Credit Score
Use your best guess — this won't affect your actual credit.
740
✦ Very Good
300
850
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Fair
Good
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Monthly Debt Payments
Enter your current minimum monthly payments. Enter 0 if none.
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Auto Loan(s)
Monthly payment
$
💳
Credit Cards
Min. payments total
$
🎓
Student Loans
Monthly payment
$
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Other Payments
Any other monthly debt
$
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See My Results →
0%
Readiness
🎉 Looking Great!
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Est. Loan Amount
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Est. Mo. Payment
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Debt-to-Income
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Credit Tier
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Your Mortgage Specialist
Kelly
Mohave Mortgage · NMLS #1830581
469-414-5554
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Office Addresses:
2170 McCulloch Blvd N, Suite C.
Lake Havasu City AZ , AZ 86403
NMLS # 1830581
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