Terms of Use

This website is owned and operated by HCG Marketing Inc, DBA Mohave Mortgage (“Company,” “we,” or “us”). By accessing or using this site, you agree to be bound by these Terms of Use, our Privacy Policy, and any additional terms that may apply. We reserve the right to update these terms at any time. Continued use of the site constitutes acceptance of any changes.

LICENSE & INTELLECTUAL PROPERTY

This site and all materials on it are the property of the Company and/or its affiliates and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any materials on this site without our prior written consent.

YOUR ACCOUNT

Certain features may require account registration. You agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

CONSENT TO AI-ASSISTED COMMUNICATIONS

By using this site, submitting any form, or providing your contact information to us, you expressly consent to receive communications from Mohave Mortgage and its authorized agents, partners, and technology providers through any channel, including but not limited to:

•  AI-generated and AI-assisted outbound telephone calls, including calls using artificial or prerecorded voices

•  AI-generated and AI-assisted SMS/text messages

•  AI-generated and AI-assisted email messages

•  Automated messaging through CRM, chatbot, or other communication platforms

These communications may relate to your mortgage inquiry, application status, loan product information, marketing offers, appointment reminders, and follow-up correspondence. AI-assisted communications will be clearly identified as such when required by applicable law.

You may revoke this consent at any time by replying STOP to any text message, clicking unsubscribe in any email, or contacting us directly at [email protected]. Revoking consent to marketing communications will not affect transactional or servicing communications related to an active loan application or account.

CONSENT FOR TESTIMONIALS & MEDIA

By participating in any Mohave Mortgage event, webinar, group call, or related activity, you consent to the recording, use, and reproduction of audio, video, and/or text from those sessions for marketing purposes across all media formats. This consent may be revoked at any time by contacting [email protected].

USER SUBMISSIONS

Any material you submit to us becomes our property. By submitting content, you represent that you own or are authorized to share it, and you grant us a royalty-free, perpetual, worldwide license to use, modify, distribute, and display it.

DISCLAIMERS

THE SITE AND ALL SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES. WE DO NOT PROVIDE LEGAL OR COMPLIANCE ADVICE. CONSULT APPROPRIATE PROFESSIONALS BEFORE ACTING ON INFORMATION OBTAINED THROUGH OUR SERVICES.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES SHALL THE COMPANY BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE OR OUR SERVICES.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company, its affiliates, officers, directors, and employees from any claims, damages, or expenses arising from your use of the site or breach of these terms.

GOVERNING LAW

These Terms shall be governed by the laws of the State of Arizona. Any dispute shall be subject to binding arbitration in Arizona.

REFUND POLICY

All purchases of services are final. No refunds will be issued under any circumstances.

CONTACT US

For questions about these Terms of Use, contact us at [email protected].